Wallet-as-a-Service · Stablecoin infrastructure

The money movement OS for African business

Create wallets, accept on-chain payments and send payouts in stablecoins. One API, one dashboard.

USDT and USDC on TRON, BSC and Ethereum.

Chains
TRONBSCETH
Stablecoins
USDTUSDC
On-chain settlement
Real-time
Free test environment
Sandbox
For businesses

Move money without the crypto complexity

Accept, hold and send stablecoins across major chains. Stay in control with built-in KYB, withdrawal safeguards and full visibility.

Explore products
For developers

One API to move money

A clean REST API, scoped keys, signed webhooks and a sandbox. Go live in 10 to 15 minutes.

Start building

Everything you need to move money in stablecoins

Wallets

Multi-chain HD deposit addresses, one per customer, reused and tracked.

Collections

Detect on-chain deposits in real time, with confirmations and automatic sweeping.

Payouts

Send stablecoin payouts by API to allow-listed addresses, with limits and screening.

Payment intents

Request a stablecoin payment with a single API call and track expected versus received.

How it fits together

On-chain
TRONBSCETH
CowriePay wallet
Collect
Pay out
Built for developers

Integrate in minutes, not weeks

  • Create a wallet in a single API call
  • Get a signed webhook on every deposit
  • Test everything free in the Sandbox
Read the docs
curl https://api.cowriepay.io/v2/wallets \
  -H "Authorization: Bearer cpk_live_..." \
  -d chain=TRON_MAINNET \
  -d asset=USDT_TRON

Solutions

One platform, many ways to move money.

Settle across borders in stablecoins

Collect and pay out in USDT and USDC across multiple chains, faster and cheaper than legacy rails.

Security and compliance

Enterprise controls from day one

KYB verification
Withdrawal allow-list and cooling-off
Per-asset withdrawal limits
Destination screening
HMAC-signed webhooks with rotation
Scoped API keys and MFA
Security overview
Building in the open

What is next

Live today. Here is what we are building next.

Hosted checkout

Branded payment pages and embeddable components to accept stablecoins and digital assets.

Invoices and payment links

Send an invoice or a link and get paid in stablecoins.

Subscriptions

Recurring stablecoin billing for SaaS and memberships.

Crypto to fiat settlement

Settle to local currency through COWRIEX liquidity.

Start moving money in stablecoins

Create an account and get API keys in minutes, or talk to our team.